– Investing for the future: They invest for the future so they can reach their financial goals.
– Being confident in their financial decisions: They are confident in their financial decisions and don't let others pressure them into spending money they don't have.
– Teaching their children about money: They teach their children about money and how to manage their finances wisely.
Create a budget: The first step is to create a budget.
Track your spending: Once you have a budget, start tracking your spending
Set financial goals: Once you know where your money is going, set financial goals.
Avoid impulse buys: When you're tempted to make an impulse buy, wait 24 hours before you make a decision.
Shop around for the best deals: Before you buy anything, shop around for the best deals.
Live below your means: One of the best ways to avoid overspending is to live below your means.